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肯尼亚保险公司利用手机短信业务开发了一种24小时有效的小额保险产品。

Press Release: Kenya Orient Insurance Limited Unveils The First Insurance Cover Available Via SMS

Kenya Orient Insurance Limited (KOIL) launched the first ever iinsurance cover available via SMS in the Kenyan market. Safari Bima is a 24 hour Personal Accident Cover that is subscribed through an 
SMS service charged at KSH30 and entitles one to a cover of KSH100,000 for a 24 hour period.

To access the product, users send an SMS with their ID number # / Mobile # of Beneficiary / Name of Beneficiary to 8808. They get a reply sms immediately with confirmation of the cover.  A message will also be sent automatically to the beneficiary’s mobile number notifying them of their selection as a beneficiary.

Speaking at a press conference to launch the product, Ms. Virginniah Magondu, General Manager, Kenya Orient Insurance Limited said: “KOIL has been at the forefront of embracing technology to remain relevant in the market. Today’s consumers are increasingly inclined towards technology and want access to products that are available to them where they are, at the click of a button”.

“The mobile phone has increasingly become the ultimate source of accessing information, sending and receiving money, reading news, paying bills, and now accessing affordable insurance products” Ms. 
Magondu added. 

Safari Bima is targeted to people who want peace of mind. “Insurance cannot be taken for granted because tragedy may strike when you least expect and one needs to be prepared”, said Ms. Magondu.

“Kenya Orient wants to demystify the notion that insurance is only  for those who can afford it,” says Ms Magondu. Safari Bima is a product that can be accessed at anytime from wherever you are through your mobile phone. “This is about insurance going to the people. Whenever you need it Safari Bima is available,” said Ms Magondu.

Safari Bima provide a distinct advantage as it can be accessed anywhere, anytime. Ms. Magondu added that KOIL is committed to making insurance accessible and affordable for the masses.

Ms Magondu continued “We are delighted at the response to this new product. Our client base is expanding and I believe we are fast becoming the insurance provider of choice in the region.”
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白澄宇

白澄宇

289篇文章 2年前更新

任职于中国国际经济技术交流中心,兼任上海交通大学中国普惠金融创新中心联席主任,曾参与创办中国小额信贷联盟并兼任秘书长。 北京大学国际经济学士与国际金融硕士。长期从事农村发展、扶贫和小额信贷项目管理工作,在这些领域具有丰富的理论知识与实际工作经验,还拥有深厚的国际合作经验和广泛的国际合作渠道。 将UNDP提出的inclusive financial sectors概念引入中国,并翻译为“普惠金融体系”一词。之后一直致力于普惠金融体系在中国的建立,推动普惠金融体系建设成为国家金融改革战略目标。主持成立了国内第一个P2P行业的自律委员会,推动了P2P行业的合规发展。目前致力于推动农村合作社与资金互助业务的创新与规范发展,推动共享经济模式的创新。

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